Final Expense Plans

Final expense insurance is a type of whole life insurance designed to cover medical bills and funeral expenses when you pass. A final expense policy is also known as burial or funeral insurance. Final expense life insurance is popular with seniors because of its affordable price, smaller benefit amounts, and emphasis on covering funeral costs, but there are plans available for all ages in various amounts depending on your needs.

final expense coverage

Final Expense Policy Details

Most final expense plans include the following features:

  • Whole life insurance – no expiration if premiums are paid
  • Cash value – insured may be able to take out a policy loan
  • Fixed premiums as long as they’re paid
  • Simplified issue – usually no medical exam (i.e. insurance exam) is required, just health questions on the application
  • Easy application process
  • Fast approvals – coverage can often be issued in days
  • Affordable rates

Personalized Health Care Needs Assessment

Our team members take the time to listen to your individual insurance needs and wants. Since every situation is different, this personalized interview process is important. Learning about your insurance needs helps us find you the very best individual health insurance plan for you.


We’ll work to find affordable plan options for you that fit your specific insurance needs.


Custom Insurance Plans to Fit Your Needs

Finding the right health insurance plan is a different process for every person. You’ll want to ensure your specific health care needs are covered by your policy. Also, it’s important that you can see your preferred doctors, and visit your preferred clinics and hospitals.

The benefits you require from your individual health insurance plan are important too. Since each plan provides for different coverages, you’ll need a thorough understanding of the plans available to you. Those plans need to take into account your individual health needs.

Cost is a factor too. The price you pay for your health insurance plan has to fit in with your budget. McCunis-Fox can customize a list of available health insurance plans that fit your personal health insurance needs and your budget.

Your Partner in Finding the Right Health Care Plan for You

With so many individual insurance plan options, you’ll want to avoid the overwhelming process of wading through your many options alone. Instead, let the insurance experts at McCunis-Fox do the hard work for you.

We’re happy to partner with you to find the very best in individual health insurance options for you and those you love.

Call us today at 800.935.6351. We’ll listen to your insurance needs carefully and find the best individual health insurance plan options for you. You deserve to have the best health insurance plan available.

I had such a great experience through Misty. She really took the time to help me understand what the best coverage for my family is. I am so grateful (and surprised) that they help you for free! More people need to know about them! They truly care about what is best for you.

J.C.Local Guide

Speak with an Insurance Agent today!